Getting a mortgage from a reputable bank can make a significant difference in terms of interest rates, customer service, and loan terms.
These banks and lenders are known for their variety of mortgage products, competitive rates, and customer service, making them strong contenders for your mortgage needs.
Here’s a list of 50 banks, including traditional banks, credit unions, and online lenders, that are well-regarded for mortgage lending:
Traditional Banks
1. Wells Fargo
2. Bank of America
3. JPMorgan Chase
4. Citibank
5. U.S. Bank
6. PNC Bank
7. BB&T (now Truist)
8. SunTrust (now Truist)
9. TD Bank
10. Fifth Third Bank
11. Regions Bank
12. KeyBank
13. Huntington National Bank
14. Capital One
15. M&T Bank
16. BBVA USA
17. Citizens Bank
18. First Republic Bank
19. Comerica Bank
20. Bank of the West
21. Santander Bank
22. Flagstar Bank
23. New York Community Bank
24. BMO Harris Bank
25. HSBC Bank USA
Credit Unions
26. Navy Federal Credit Union
27. Pentagon Federal Credit Union (PenFed)
28. State Employees’ Credit Union (SECU)
29. Alliant Credit Union
30. Digital Federal Credit Union (DCU)
31. Golden 1 Credit Union
32. VyStar Credit Union
33. Bethpage Federal Credit Union
34. Suncoast Credit Union
35. America First Credit Union
Online Lenders and Mortgage Companies
36. Quicken Loans (now Rocket Mortgage)
37. Better.com
38. loanDepot
39. Guaranteed Rate
40. Fairway Independent Mortgage
41. Caliber Home Loans
42. Freedom Mortgage
43. New American Funding
44. PrimeLending
45. Mr. Cooper
46. Movement Mortgage
47. Guild Mortgage
48. AmeriSave Mortgage Corporation
49. CrossCountry Mortgage
50. SoFi
Considerations When Choosing a Mortgage Lender
– Interest Rates: Compare the interest rates offered by different lenders. Even a small difference in interest rates can have a significant impact over the life of the loan.
– Fees: Pay attention to fees, including origination fees, closing costs, and other charges that can add up.
– Customer Service: Good customer service can make the mortgage process smoother and less stressful.
– Loan Options: Ensure the lender offers the types of loans you’re interested in (e.g., fixed-rate, adjustable-rate, FHA, VA, USDA loans).
– Approval Time: Some lenders are faster than others at approving and closing loans, which can be important in competitive housing markets.
– Reputation: Research each lender’s reputation by reading reviews and checking ratings from sources like the Better Business Bureau.
